Grands for Grads

Skip the Savings Bond. Give Them a Budget.

Did you get the same reaction the moment your kid was born...someone somewhere started whispering “college tuition…” like it was due the next day? And while tuition is a beast for sure, it’s not the only cost that sneaks up on families, and the grad themselves, after school is done. Living expenses? Car insurance? First apartments with no furniture except a sad futon? Yeah, that stuff adds up fast.

Whether your kid—or someone you love—just graduated from high school or college, the next phase of life doesn’t have to be ramen and hot dogs just to get by. In fact, it's actually kind of fun when your favorite young adult realizes they CAN afford stuff!

Imagine this: your kid heads into college, university, or their first job with a realistic spending plan so they know just how much they can splurge on late-night pizza, and still have enough for next month's rent. My own 2 kids were forever grateful to be able to know just how many times they could chip in for group snacks, or take a ride share instead of walking, and know that next year's tuition wouldn't require a loan.

Most budgeting tools out there just show you where your money went after it’s already gone. YNAB is different, but a brand new grad may not know where to start. This is where you come in...the gift of financial confidence is one of the best gifts you can give a young adult.

Reach out and ask me about giving a young adult in your life some coaching to get them started.