Done living paycheck to paycheck? Same.

Does any of this sound familiar?

• You get paid, and somehow the money is just… gone before the next paycheck.

• You avoid checking your bank account because you're afraid of what you'll see.

• You know you should have a budget, but every time you try, it falls apart.

• You lie awake at night doing math in your head, wondering if you'll have enough.

If you nodded at any of these — you're in the right place.

Money stress is exhausting. And the frustrating part? It's usually not about how much you make. It's about not having a clear picture of where it's going.

That's exactly what I help people fix.

I spent years wondering where my paycheck went. I'd lie awake at night, running numbers in my head that never added up. I wasn't reckless — I just had no system.

Then I found YNAB. And everything changed.

Not because I suddenly made more money — but because I finally had clarity. I knew what I had, where it was going, and what I could actually afford. That peace of mind? It's priceless.

I've been using YNAB for over 11 years to pay off debt, support my family, take real vacations, and save for retirement — all without the constant stress of "can I afford this?"

Now I'm a Certified YNAB Coach, and I help real people get there too — without spending years figuring it out on their own.

Hi, I'm Jen. I've been exactly where you are.

Ready to get started? Here's how we work together.

Every coaching relationship starts with a free 30-minute "Nice to Meet You" session — no obligation, no pressure. Just a chance to see if we're a good fit.

🧡The "Big Sis" Package
Full, personal coaching over 3 months to go from "What’s a budget?" to YNAB boss.

Need someone to walk you through every step? This full-service 1:1 coaching is for beginners who want hands-on support setting up and mastering their YNAB budget. We’ll build your confidence — and your bank account — together.

• 12 hours of 1:1 coaching over 3 months

• Perfect for complete beginners or anyone who's tried budgeting and given up

Starting at $950 — less than what most people save in their first month with YNAB.

🚲Training Wheels Package
Guided setup and early momentum for self-starters who just need a little help.

Already a self-starter, but need a little help getting rolling? The Training Wheels Package gives you expert guidance without micromanagement — perfect if you want to learn independently but still have a "big sister" to call when you get stuck.

• 6 hours of 1:1 coaching over 3 months

• Perfect for self-starters who want accountability and a solid start

Starting at $500 — less than what most people save in their first month with YNAB.

Already using YNAB but hitting a wall? These hourly sessions are perfect for troubleshooting, fine-tuning, or leveling up your money game whenever you need it.

Hourly meetings include up to 3 emails answered before or after the meeting.

Starting at $85/hour — pay as you go.

🧠Pick My Brain Sessions
Hourly support for polishing your skills, or diving into specific questions.

On average a new YNAB user saves $600 in their first month and $6000 in their first year. With personal coaching, you can get savings like these even faster!

All Packages Include:

• PERSONALIZED money plan setup and debt payoff advice

• 1-on-1 calls (in-person (if local*) or online from anywhere in the USA, Canada, UK or Europe!

• 92 day FREE trial of YNAB app

• Support for your full free trial (more than 3 months)

• Questions answered by email between sessions

• Complete Confidentiality and 100% judgement-free space

You don't have to figure this out alone.

The first session is free. There's no obligation to sign up afterward — it's just a chance to meet, talk about where you are, and see if working together feels right.

If we're not a good fit, no hurt feelings — I'll even point you toward another YNAB coach who might be a better match.

But if you're tired of the paycheck-to-paycheck cycle and ready to finally feel good about your money? I'd love to meet you.